Payment Initiation APIs 4.0
Payments Submission Examples
This section provides examples of different requests and responses for the different Payments Submission APIs:
Domestic Payments APIs
Once domestic payment consent has been authorized by the PSU, the PISP can proceed to submitting the domestic payments for processing by making a POST request to the domestic payments endpoint.
POST request: Domestic Payments submission
POST /domestic-payments HTTP/1.1
curl -X POST \
https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-payment-consents/
-H 'Authorization: Bearer GExRm6odmyvi4KkLLPQ6gkZl5Vwc' \
-H 'Content-Type: application/json' \
-H 'Postman-Token: cadecc27-5c16-46c0-bbcc-00b7f9fcd219' \
-H 'cache-control: no-cache' \
-H 'x-fapi-customer-ip-address: 104.25.212.99' \
-H 'x-fapi-auth-date': Sun, 10 Sep 2017 19:43:31 UTC' \
-H 'x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e' \
-H 'x-idempotency-key: FRESCO.21302.GFX.20' \
-H 'x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==' \
-d '
{
"Data": {
"ConsentId": "e266ebb0-8183-4110-9a70-9cf5903d7994",
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"InstructedAmount": {
"Amount": "300.00",
"Currency": "EUR"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "IE37IRCE92050112345679",
"Name": "ACME Inc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"AddressLine": [
"Acacia Lodge",
"Flat 7"
],
"Country": "GB"
},
"UltimateDebtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "2360549017905161589",
"Name": "Ultimate Debtor",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
},
"CreditorAgent": {
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.BICFI",
"Identification": "80200112344562",
"Name": "The Credit Agent",
"PostalAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "UK"
}
},
"UltimateCreditor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "Ultimate Creditor",
"LEI": "60450004FECVJV7YN339",
"PostalAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456PO",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "string",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Information": [
"Reg info1",
"Reg info2"
],
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
}
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "DISP",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "Tax Remittance related information",
"AdditionalRemittanceInformation": [
"Free text for additional information"
]
}
],
"Unstructured": [
"Internal ops code 5120101"
]
}
}
},
"Risk": {
"PaymentContextCode": "EcommerceMerchantInitiatedPayment",
"ContractPresentIndicator": false,
"BeneficiaryPrepopulatedIndicator": false,
"PaymentPurposeCode": "RVPO",
"CategoryPurposeCode": "CASH",
"BeneficiaryAccountType": "Business",
"MerchantCategoryCode": "7300",
"MerchantCustomerIdentification": "053598653254",
"DeliveryAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
}
}POST response: Domestic Payments submission
The following optional field(s) is/are not populated by BOI for this API:
• MultiAuthorisation.NumberRequired
• MultiAuthorisation.NumberReceived
• MultiAuthorisation.LastUpdateDateTime
• MultiAuthorisation.ExpirationDateTime
HTTP/1.1 201 Created
x-jws-signature: eyJiNjQiOmZhbHNlLCJodHRwOlwvXC9vcGVuYmFua2luZy5vcmcudWtcL2lhdCI6MTU0MzU1ODcxNywiY3JpdCI6WyJiNjQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pYXQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiXSwia2lkIjoieGwxNkJEeHc1N0pOLTNQdHZybXlBLXpXVGdNIiwiY3R5IjoiYXBwbGljYXRpb25cL2pzb24iLCJ0eXAiOiJKT1NFIiwiaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiOiJDTj02ZGkyRGU4OHM4RDJ6VlhneXhtMGIyLE9VPVRlc3QgUEtJLE89T3BlbiBCYW5raW5nIExpbWl0ZWQsQz1HQiIsImFsZyI6IlJTMjU2In0..KLhgqQrAcYMugeVzd5-hFHwY40dmVpqwbt658alSHYTWi80JxiZXt5yiIHNMSJuO6eOKBXCjfl23FHtXkt-qSomv--r1orvYQGAV50Hux0zwNQT0FN7Lo43HjpuocWNKNbHF9asyz3z7D7spUFnBQm0zlmRRGqa3iOzWtCtpB7X9A58aBb1LLhNOk8KhMvF09SBh_5R1LSnqJB-vNlcBXInUDJFsiIsZxyUhU33Lsc7eW5mOdzwHPAiJnqzTlwzlJ689o4ZzYX0m7GL6QUl1pGIbZxFbESwgecN_QR5LN8pUZJ9Av9b8WJdz6M9aCOVVN6ZzRI82A-24o2lHNS20wg
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e
Content-Type: application/json
{
"Data": {
"DomesticPaymentId": "c8354939-a8cb-4979-baba-831ec949915b",
"ConsentId": "e266ebb0-8183-4110-9a70-9cf5903d7994",
"CreationDateTime": "2026-06-12T12:42:35+00:00",
"Status": "ACSP",
"StatusUpdateDateTime": "2026-06-12T12:42:35+00:00",
"StatusReason": [
{
"StatusReasonCode": "U032",
"StatusReasonDescription": "Customer profile checks completed"
}
],
"ExpectedExecutionDateTime": "2026-06-13T12:42:35+00:00",
"ExpectedSettlementDateTime": "2026-06-14T12:42:35+00:00",
"Refund": {
"Account": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Charges": [
{
"ChargeBearer": "FollowingServiceLevel",
"Type": "Type1",
"Amount": {
"Amount": "3.00",
"Currency": "GBP"
}
}
],
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"InstructedAmount": {
"Amount": "300.00",
"Currency": "EUR"
},
"CreditorAgent": {
"SchemeName": "UK.OBIE.BICFI",
"Identification": "80200112344562",
"Name": "The Credit Agent",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "IE37IRCE92050112345679",
"Name": "ACME Inc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"Country": "GB",
"AddressLine": [
"Acacia Lodge",
"Flat 7"
]
},
"UltimateCreditor": {
"Name": "Ultimate Creditor",
"Identification": "2360549017905161589",
"LEI": "60450004FECVJV7YN339",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456PO",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"UltimateDebtor": {
"Name": "Ultimate Debtor",
"Identification": "2360549017905161589",
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "string",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
},
"Information": [
"Reg info1",
"Reg info2"
]
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "DISP",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "Tax Remittance related information",
"AdditionalRemittanceInformation": [
"Free text for additional information"
]
}
],
"Unstructured": [
"Internal ops code 5120101"
]
}
},
"MultiAuthorisation": {
"Status": "AUTH"
},
"Debtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Links": {
"Self": "https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-payments/c8354939-a8cb-4979-baba-831ec949915b"
},
"Meta": {}
}A PISP can retrieve the domestic payment to check its status by making a GET request to the domestic payments endpoint with the DomesticPaymentId generated from the POST request.
GET request:Domestic Payments submission
GET /domestic-payments/ c8354939-a8cb-4979-baba-831ec949915b HTTP/1.1
curl -X GET \
https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-payments/ c8354939-a8cb-4979-baba-831ec949915b \
-H 'Authorization: Bearer VS6VAWqqfI2sKOh4iuwgEgPPgduw' \
-H 'Content-Type: application/json' \
-H 'Postman-Token: c74aafda-b8b6-4308-9ec3-1190c55332b9' \
-H 'cache-control: no-cache' \
-H 'x-fapi-customer-ip-address: 104.25.212.99' \
-H 'x-fapi-auth-date' : Sun, 10 Sep 2017 19:43:31 UTC' \
-H 'x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e' \
-H 'x-idempotency-key: FRESCO.21302.GFX.20'GET response: Domestic Payments submission
HTTP/1.1 200 OK
x-jws-signature: eyJiNjQiOmZhbHNlLCJodHRwOlwvXC9vcGVuYmFua2luZy5vcmcudWtcL2lhdCI6MTU0MzU1ODcxNywiY3JpdCI6WyJiNjQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pYXQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiXSwia2lkIjoieGwxNkJEeHc1N0pOLTNQdHZybXlBLXpXVGdNIiwiY3R5IjoiYXBwbGljYXRpb25cL2pzb24iLCJ0eXAiOiJKT1NFIiwiaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiOiJDTj02ZGkyRGU4OHM4RDJ6VlhneXhtMGIyLE9VPVRlc3QgUEtJLE89T3BlbiBCYW5raW5nIExpbWl0ZWQsQz1HQiIsImFsZyI6IlJTMjU2In0..KLhgqQrAcYMugeVzd5-hFHwY40dmVpqwbt658alSHYTWi80JxiZXt5yiIHNMSJuO6eOKBXCjfl23FHtXkt-qSomv--r1orvYQGAV50Hux0zwNQT0FN7Lo43HjpuocWNKNbHF9asyz3z7D7spUFnBQm0zlmRRGqa3iOzWtCtpB7X9A58aBb1LLhNOk8KhMvF09SBh_5R1LSnqJB-vNlcBXInUDJFsiIsZxyUhU33Lsc7eW5mOdzwHPAiJnqzTlwzlJ689o4ZzYX0m7GL6QUl1pGIbZxFbESwgecN_QR5LN8pUZJ9Av9b8WJdz6M9aCOVVN6ZzRI82A-24o2lHNS20wg
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e
Content-Type: application/json
{
"Data": {
"DomesticPaymentId": "c8354939-a8cb-4979-baba-831ec949915b",
"ConsentId": "e266ebb0-8183-4110-9a70-9cf5903d7994",
"CreationDateTime": "2026-06-12T12:42:35+00:00",
"Status": "ACSP",
"StatusUpdateDateTime": "2026-06-12T12:42:35+00:00",
"StatusReason": [
{
"StatusReasonCode": "U032",
"StatusReasonDescription": "Customer profile checks completed"
}
],
"ExpectedExecutionDateTime": "2026-06-13T12:42:35+00:00",
"ExpectedSettlementDateTime": "2026-06-14T12:42:35+00:00",
"Refund": {
"Account": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Charges": [
{
"ChargeBearer": "FollowingServiceLevel",
"Type": "Type1",
"Amount": {
"Amount": "3.00",
"Currency": "GBP"
}
}
],
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"InstructedAmount": {
"Amount": "300.00",
"Currency": "EUR"
},
"CreditorAgent": {
"SchemeName": "UK.OBIE.BICFI",
"Identification": "80200112344562",
"Name": "The Credit Agent",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "IE37IRCE92050112345679",
"Name": "ACME Inc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"Country": "GB",
"AddressLine": [
"Acacia Lodge",
"Flat 7"
]
},
"UltimateCreditor": {
"Name": "Ultimate Creditor",
"Identification": "2360549017905161589",
"LEI": "60450004FECVJV7YN339",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456PO",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"UltimateDebtor": {
"Name": "Ultimate Debtor",
"Identification": "2360549017905161589",
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "string",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
},
"Information": [
"Reg info1",
"Reg info2"
]
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "DISP",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "Tax Remittance related information",
"AdditionalRemittanceInformation": [
"Free text for additional information"
]
}
],
"Unstructured": [
"Internal ops code 5120101"
]
}
},
"MultiAuthorisation": {
"Status": "AUTH"
},
"Debtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Links": {
"Self": "https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-payments/c8354939-a8cb-4979-baba-831ec949915b"
},
"Meta": {}
}Domestic Payments (CHAPS Payment) APIs
POST request: CHAPS Domestic Payments submission
POST /domestic-payments HTTP/1.1
curl -X POST \
https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-payments/
-H 'Authorization: Bearer GExRm6odmyvi4KkLLPQ6gkZl5Vwc' \
-H 'Content-Type: application/json' \
-H 'Postman-Token: cadecc27-5c16-46c0-bbcc-00b7f9fcd219' \
-H 'cache-control: no-cache' \
-H 'x-fapi-customer-ip-address: 104.25.212.99' \
-H 'x-fapi-auth-date': Sun, 10 Sep 2017 19:43:31 UTC' \
-H 'x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e' \
-H 'x-idempotency-key: FRESCO.21302.GFX.20' \
-H 'x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==' \
-d '
{
"Data": {
"ConsentId": "e2a7c4e5-32cd-4ba4-bdfa-c2141f6fe441",
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"LocalInstrument": "UK.OBIE.CHAPS",
"InstructedAmount": {
"Amount": "300.00",
"Currency": "EUR"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "08080021325698",
"Name": "ACME Inc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"AddressLine": [
"Acacia Lodge",
"Flat 7"
],
"Country": "GB"
},
"UltimateDebtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "2360549017905161589",
"Name": "Ultimate Debtor",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
},
"CreditorAgent": {
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.BICFI",
"Identification": "80200112344562",
"Name": "The Credit Agent",
"PostalAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "UK"
}
},
"UltimateCreditor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "Ultimate Creditor",
"LEI": "60450004FECVJV7YN339",
"PostalAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456PO",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "string",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Information": [
"Reg info1",
"Reg info2"
],
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
}
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "DISP",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "Tax Remittance related information",
"AdditionalRemittanceInformation": [
"Free text for additional information"
]
}
],
"Unstructured": [
"Internal ops code 5120101"
]
}
}
},
"Risk": {
"PaymentContextCode": "EcommerceMerchantInitiatedPayment",
"ContractPresentIndicator": false,
"BeneficiaryPrepopulatedIndicator": false,
"PaymentPurposeCode": "RVPO",
"CategoryPurposeCode": "CASH",
"BeneficiaryAccountType": "Business",
"MerchantCategoryCode": "7300",
"MerchantCustomerIdentification": "053598653254",
"DeliveryAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
}
}POST response: CHAPS Domestic Payments submission
HTTP/1.1 201 Created
x-jws-signature: eyJiNjQiOmZhbHNlLCJodHRwOlwvXC9vcGVuYmFua2luZy5vcmcudWtcL2lhdCI6MTU0MzU1ODcxNywiY3JpdCI6WyJiNjQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pYXQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiXSwia2lkIjoieGwxNkJEeHc1N0pOLTNQdHZybXlBLXpXVGdNIiwiY3R5IjoiYXBwbGljYXRpb25cL2pzb24iLCJ0eXAiOiJKT1NFIiwiaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiOiJDTj02ZGkyRGU4OHM4RDJ6VlhneXhtMGIyLE9VPVRlc3QgUEtJLE89T3BlbiBCYW5raW5nIExpbWl0ZWQsQz1HQiIsImFsZyI6IlJTMjU2In0..KLhgqQrAcYMugeVzd5-hFHwY40dmVpqwbt658alSHYTWi80JxiZXt5yiIHNMSJuO6eOKBXCjfl23FHtXkt-qSomv--r1orvYQGAV50Hux0zwNQT0FN7Lo43HjpuocWNKNbHF9asyz3z7D7spUFnBQm0zlmRRGqa3iOzWtCtpB7X9A58aBb1LLhNOk8KhMvF09SBh_5R1LSnqJB-vNlcBXInUDJFsiIsZxyUhU33Lsc7eW5mOdzwHPAiJnqzTlwzlJ689o4ZzYX0m7GL6QUl1pGIbZxFbESwgecN_QR5LN8pUZJ9Av9b8WJdz6M9aCOVVN6ZzRI82A-24o2lHNS20wg
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e
Content-Type: application/json
{
"Data": {
"DomesticPaymentId": "52f4350e-0e72-4cd4-8d9a-5304c2c2341d",
"ConsentId": "e2a7c4e5-32cd-4ba4-bdfa-c2141f6fe441",
"CreationDateTime": "2026-06-12T13:46:27+00:00",
"Status": "ACSP",
"StatusUpdateDateTime": "2026-06-12T13:46:27+00:00",
"StatusReason": [
{
"StatusReasonCode": "U032",
"StatusReasonDescription": "Customer profile checks completed"
}
],
"ExpectedExecutionDateTime": "2026-06-13T13:46:27+00:00",
"ExpectedSettlementDateTime": "2026-06-14T13:46:27+00:00",
"Refund": {
"Account": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Charges": [
{
"ChargeBearer": "FollowingServiceLevel",
"Type": "Type1",
"Amount": {
"Amount": "3.00",
"Currency": "GBP"
}
}
],
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"LocalInstrument": "UK.OBIE.CHAPS",
"InstructedAmount": {
"Amount": "300.00",
"Currency": "EUR"
},
"CreditorAgent": {
"SchemeName": "UK.OBIE.BICFI",
"Identification": "80200112344562",
"Name": "The Credit Agent",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "08080021325698",
"Name": "ACME Inc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"Country": "GB",
"AddressLine": [
"Acacia Lodge",
"Flat 7"
]
},
"UltimateCreditor": {
"Name": "Ultimate Creditor",
"Identification": "2360549017905161589",
"LEI": "60450004FECVJV7YN339",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456PO",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"UltimateDebtor": {
"Name": "Ultimate Debtor",
"Identification": "2360549017905161589",
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "string",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
},
"Information": [
"Reg info1",
"Reg info2"
]
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "DISP",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "Tax Remittance related information",
"AdditionalRemittanceInformation": [
"Free text for additional information"
]
}
],
"Unstructured": [
"Internal ops code 5120101"
]
}
},
"MultiAuthorisation": {
"Status": "AUTH"
},
"Debtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Links": {
"Self": "https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-payments/52f4350e-0e72-4cd4-8d9a-5304c2c2341d"
},
"Meta": {}
}GET request: CHAPS Domestic Payments submission
GET /domestic-payments/b199886e-e661-488e-9313-f4062a8698c9 HTTP/1.1
curl -X GET \
https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-payments/52f4350e-0e72-4cd4-8d9a-5304c2c2341d \
-H 'Authorization: Bearer VS6VAWqqfI2sKOh4iuwgEgPPgduw' \
-H 'Content-Type: application/json' \
-H 'Postman-Token: c74aafda-b8b6-4308-9ec3-1190c55332b9' \
-H 'cache-control: no-cache' \
-H 'x-fapi-customer-ip-address: 104.25.212.99' \
-H 'x-fapi-auth-date' : Sun, 10 Sep 2017 19:43:31 UTC' \
-H 'x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e' \
-H 'x-idempotency-key: FRESCO.21302.GFX.20'GET response: CHAPS Domestic Payments submission
HTTP/1.1 200 OK
x-jws-signature: eyJiNjQiOmZhbHNlLCJodHRwOlwvXC9vcGVuYmFua2luZy5vcmcudWtcL2lhdCI6MTU0MzU1ODcxNywiY3JpdCI6WyJiNjQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pYXQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiXSwia2lkIjoieGwxNkJEeHc1N0pOLTNQdHZybXlBLXpXVGdNIiwiY3R5IjoiYXBwbGljYXRpb25cL2pzb24iLCJ0eXAiOiJKT1NFIiwiaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiOiJDTj02ZGkyRGU4OHM4RDJ6VlhneXhtMGIyLE9VPVRlc3QgUEtJLE89T3BlbiBCYW5raW5nIExpbWl0ZWQsQz1HQiIsImFsZyI6IlJTMjU2In0..KLhgqQrAcYMugeVzd5-hFHwY40dmVpqwbt658alSHYTWi80JxiZXt5yiIHNMSJuO6eOKBXCjfl23FHtXkt-qSomv--r1orvYQGAV50Hux0zwNQT0FN7Lo43HjpuocWNKNbHF9asyz3z7D7spUFnBQm0zlmRRGqa3iOzWtCtpB7X9A58aBb1LLhNOk8KhMvF09SBh_5R1LSnqJB-vNlcBXInUDJFsiIsZxyUhU33Lsc7eW5mOdzwHPAiJnqzTlwzlJ689o4ZzYX0m7GL6QUl1pGIbZxFbESwgecN_QR5LN8pUZJ9Av9b8WJdz6M9aCOVVN6ZzRI82A-24o2lHNS20wg
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e
Content-Type: application/json
{
"Data": {
"DomesticPaymentId": "52f4350e-0e72-4cd4-8d9a-5304c2c2341d",
"ConsentId": "e2a7c4e5-32cd-4ba4-bdfa-c2141f6fe441",
"CreationDateTime": "2026-06-12T13:46:27+00:00",
"Status": "ACSP",
"StatusUpdateDateTime": "2026-06-12T13:46:27+00:00",
"StatusReason": [
{
"StatusReasonCode": "U032",
"StatusReasonDescription": "Customer profile checks completed"
}
],
"ExpectedExecutionDateTime": "2026-06-13T13:46:27+00:00",
"ExpectedSettlementDateTime": "2026-06-14T13:46:27+00:00",
"Refund": {
"Account": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Charges": [
{
"ChargeBearer": "FollowingServiceLevel",
"Type": "Type1",
"Amount": {
"Amount": "3.00",
"Currency": "GBP"
}
}
],
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"LocalInstrument": "UK.OBIE.CHAPS",
"InstructedAmount": {
"Amount": "300.00",
"Currency": "EUR"
},
"CreditorAgent": {
"SchemeName": "UK.OBIE.BICFI",
"Identification": "80200112344562",
"Name": "The Credit Agent",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "08080021325698",
"Name": "ACME Inc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"Country": "GB",
"AddressLine": [
"Acacia Lodge",
"Flat 7"
]
},
"UltimateCreditor": {
"Name": "Ultimate Creditor",
"Identification": "2360549017905161589",
"LEI": "60450004FECVJV7YN339",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456PO",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"UltimateDebtor": {
"Name": "Ultimate Debtor",
"Identification": "2360549017905161589",
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "string",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
},
"Information": [
"Reg info1",
"Reg info2"
]
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "DISP",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "Tax Remittance related information",
"AdditionalRemittanceInformation": [
"Free text for additional information"
]
}
],
"Unstructured": [
"Internal ops code 5120101"
]
}
},
"MultiAuthorisation": {
"Status": "AUTH"
},
"Debtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Links": {
"Self": "https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-payments/52f4350e-0e72-4cd4-8d9a-5304c2c2341d"
},
"Meta": {}
}Domestic Payments (SDMT Payment) APIs
POST request: SDMT Domestic Payments submission
POST /domestic-payments HTTP/1.1
curl -X POST \
https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-payments/
-H 'Authorization: Bearer GExRm6odmyvi4KkLLPQ6gkZl5Vwc' \
-H 'Content-Type: application/json' \
-H 'Postman-Token: cadecc27-5c16-46c0-bbcc-00b7f9fcd219' \
-H 'cache-control: no-cache' \
-H 'x-fapi-customer-ip-address: 104.25.212.99' \
-H 'x-fapi-auth-date': Sun, 10 Sep 2017 19:43:31 UTC' \
-H 'x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e' \
-H 'x-idempotency-key: FRESCO.21302.GFX.20' \
-H 'x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==' \
-d '
'{
"Data": {
"ConsentId": "83e1ec1a-8f13-46b5-9ca3-30386dfcd68c",
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"LocalInstrument": "UK.OBIE.Target2",
"InstructedAmount": {
"Amount": "300.00",
"Currency": "EUR"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "IE37IRCE92050112345679",
"Name": "ACME Inc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"AddressLine": [
"Acacia Lodge",
"Flat 7"
],
"Country": "GB"
},
"UltimateDebtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "2360549017905161589",
"Name": "Ultimate Debtor",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
},
"CreditorAgent": {
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.BICFI",
"Identification": "80200112344562",
"Name": "The Credit Agent",
"PostalAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "UK"
}
},
"UltimateCreditor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "Ultimate Creditor",
"LEI": "60450004FECVJV7YN339",
"PostalAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456PO",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "string",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Information": [
"Reg info1",
"Reg info2"
],
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
}
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "DISP",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "Tax Remittance related information",
"AdditionalRemittanceInformation": [
"Free text for additional information"
]
}
],
"Unstructured": [
"Internal ops code 5120101"
]
}
}
},
"Risk": {
"PaymentContextCode": "EcommerceMerchantInitiatedPayment",
"ContractPresentIndicator": false,
"BeneficiaryPrepopulatedIndicator": false,
"PaymentPurposeCode": "RVPO",
"CategoryPurposeCode": "CASH",
"BeneficiaryAccountType": "Business",
"MerchantCategoryCode": "7300",
"MerchantCustomerIdentification": "053598653254",
"DeliveryAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
}
}POST response: SDMT Domestic Payments submission
HTTP/1.1 201 Created
x-jws-signature: eyJiNjQiOmZhbHNlLCJodHRwOlwvXC9vcGVuYmFua2luZy5vcmcudWtcL2lhdCI6MTU0MzU1ODcxNywiY3JpdCI6WyJiNjQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pYXQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiXSwia2lkIjoieGwxNkJEeHc1N0pOLTNQdHZybXlBLXpXVGdNIiwiY3R5IjoiYXBwbGljYXRpb25cL2pzb24iLCJ0eXAiOiJKT1NFIiwiaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiOiJDTj02ZGkyRGU4OHM4RDJ6VlhneXhtMGIyLE9VPVRlc3QgUEtJLE89T3BlbiBCYW5raW5nIExpbWl0ZWQsQz1HQiIsImFsZyI6IlJTMjU2In0..KLhgqQrAcYMugeVzd5-hFHwY40dmVpqwbt658alSHYTWi80JxiZXt5yiIHNMSJuO6eOKBXCjfl23FHtXkt-qSomv--r1orvYQGAV50Hux0zwNQT0FN7Lo43HjpuocWNKNbHF9asyz3z7D7spUFnBQm0zlmRRGqa3iOzWtCtpB7X9A58aBb1LLhNOk8KhMvF09SBh_5R1LSnqJB-vNlcBXInUDJFsiIsZxyUhU33Lsc7eW5mOdzwHPAiJnqzTlwzlJ689o4ZzYX0m7GL6QUl1pGIbZxFbESwgecN_QR5LN8pUZJ9Av9b8WJdz6M9aCOVVN6ZzRI82A-24o2lHNS20wg
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e
Content-Type: application/json
{
"Data": {
"DomesticPaymentId": "cd924729-7255-474c-9fda-92328d9fbe5e",
"ConsentId": "83e1ec1a-8f13-46b5-9ca3-30386dfcd68c",
"CreationDateTime": "2026-06-12T14:08:32+00:00",
"Status": "ACSP",
"StatusUpdateDateTime": "2026-06-12T14:08:32+00:00",
"StatusReason": [
{
"StatusReasonCode": "U032",
"StatusReasonDescription": "Customer profile checks completed"
}
],
"ExpectedExecutionDateTime": "2026-06-13T14:08:32+00:00",
"ExpectedSettlementDateTime": "2026-06-14T14:08:32+00:00",
"Refund": {
"Account": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Charges": [
{
"ChargeBearer": "FollowingServiceLevel",
"Type": "Type1",
"Amount": {
"Amount": "3.00",
"Currency": "GBP"
}
}
],
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"LocalInstrument": "UK.OBIE.Target2",
"InstructedAmount": {
"Amount": "300.00",
"Currency": "EUR"
},
"CreditorAgent": {
"SchemeName": "UK.OBIE.BICFI",
"Identification": "80200112344562",
"Name": "The Credit Agent",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "IE37IRCE92050112345679",
"Name": "ACME Inc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"Country": "GB",
"AddressLine": [
"Acacia Lodge",
"Flat 7"
]
},
"UltimateCreditor": {
"Name": "Ultimate Creditor",
"Identification": "2360549017905161589",
"LEI": "60450004FECVJV7YN339",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456PO",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"UltimateDebtor": {
"Name": "Ultimate Debtor",
"Identification": "2360549017905161589",
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "string",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
},
"Information": [
"Reg info1",
"Reg info2"
]
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "DISP",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "Tax Remittance related information",
"AdditionalRemittanceInformation": [
"Free text for additional information"
]
}
],
"Unstructured": [
"Internal ops code 5120101"
]
}
},
"MultiAuthorisation": {
"Status": "AUTH"
},
"Debtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Links": {
"Self": "https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-payments/cd924729-7255-474c-9fda-92328d9fbe5e"
},
"Meta": {}
}GET request: SDMT Domestic Payments submission
GET /domestic-payments/cd924729-7255-474c-9fda-92328d9fbe5e HTTP/1.1
curl -X GET \
https://api-sandbox.bankofireland.com/1/api/open-banking/v4.0/pisp/domestic-payments/ cd924729-7255-474c-9fda-92328d9fbe5e \
-H 'Authorization: Bearer VS6VAWqqfI2sKOh4iuwgEgPPgduw' \
-H 'Content-Type: application/json' \
-H 'Postman-Token: c74aafda-b8b6-4308-9ec3-1190c55332b9' \
-H 'cache-control: no-cache' \
-H 'x-fapi-customer-ip-address: 104.25.212.99' \
-H 'x-fapi-auth-date' : Sun, 10 Sep 2017 19:43:31 UTC' \
-H 'x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e' \
-H 'x-idempotency-key: FRESCO.21302.GFX.20'GET response: SDMT Domestic Payments submission
HTTP/1.1 200 OK
x-jws-signature: eyJiNjQiOmZhbHNlLCJodHRwOlwvXC9vcGVuYmFua2luZy5vcmcudWtcL2lhdCI6MTU0MzU1ODcxNywiY3JpdCI6WyJiNjQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pYXQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiXSwia2lkIjoieGwxNkJEeHc1N0pOLTNQdHZybXlBLXpXVGdNIiwiY3R5IjoiYXBwbGljYXRpb25cL2pzb24iLCJ0eXAiOiJKT1NFIiwiaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiOiJDTj02ZGkyRGU4OHM4RDJ6VlhneXhtMGIyLE9VPVRlc3QgUEtJLE89T3BlbiBCYW5raW5nIExpbWl0ZWQsQz1HQiIsImFsZyI6IlJTMjU2In0..KLhgqQrAcYMugeVzd5-hFHwY40dmVpqwbt658alSHYTWi80JxiZXt5yiIHNMSJuO6eOKBXCjfl23FHtXkt-qSomv--r1orvYQGAV50Hux0zwNQT0FN7Lo43HjpuocWNKNbHF9asyz3z7D7spUFnBQm0zlmRRGqa3iOzWtCtpB7X9A58aBb1LLhNOk8KhMvF09SBh_5R1LSnqJB-vNlcBXInUDJFsiIsZxyUhU33Lsc7eW5mOdzwHPAiJnqzTlwzlJ689o4ZzYX0m7GL6QUl1pGIbZxFbESwgecN_QR5LN8pUZJ9Av9b8WJdz6M9aCOVVN6ZzRI82A-24o2lHNS20wg
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e
Content-Type: application/json
{
"Data": {
"DomesticPaymentId": "cd924729-7255-474c-9fda-92328d9fbe5e",
"ConsentId": "83e1ec1a-8f13-46b5-9ca3-30386dfcd68c",
"CreationDateTime": "2026-06-12T14:08:32+00:00",
"Status": "ACSP",
"StatusUpdateDateTime": "2026-06-12T14:08:32+00:00",
"StatusReason": [
{
"StatusReasonCode": "U032",
"StatusReasonDescription": "Customer profile checks completed"
}
],
"ExpectedExecutionDateTime": "2026-06-13T14:08:32+00:00",
"ExpectedSettlementDateTime": "2026-06-14T14:08:32+00:00",
"Refund": {
"Account": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Charges": [
{
"ChargeBearer": "FollowingServiceLevel",
"Type": "Type1",
"Amount": {
"Amount": "3.00",
"Currency": "GBP"
}
}
],
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"LocalInstrument": "UK.OBIE.Target2",
"InstructedAmount": {
"Amount": "300.00",
"Currency": "EUR"
},
"CreditorAgent": {
"SchemeName": "UK.OBIE.BICFI",
"Identification": "80200112344562",
"Name": "The Credit Agent",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "IE37IRCE92050112345679",
"Name": "ACME Inc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"Country": "GB",
"AddressLine": [
"Acacia Lodge",
"Flat 7"
]
},
"UltimateCreditor": {
"Name": "Ultimate Creditor",
"Identification": "2360549017905161589",
"LEI": "60450004FECVJV7YN339",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456PO",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"UltimateDebtor": {
"Name": "Ultimate Debtor",
"Identification": "2360549017905161589",
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "string",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
},
"Information": [
"Reg info1",
"Reg info2"
]
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "DISP",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "Tax Remittance related information",
"AdditionalRemittanceInformation": [
"Free text for additional information"
]
}
],
"Unstructured": [
"Internal ops code 5120101"
]
}
},
"MultiAuthorisation": {
"Status": "AUTH"
},
"Debtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Links": {
"Self": "https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-payments/cd924729-7255-474c-9fda-92328d9fbe5e"
},
"Meta": {}
}Domestic scheduled payments APIs
POST request: Domestic scheduled payments
POST /domestic-scheduled-payments HTTP/1.1
curl -X POST \
https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-scheduled-payments \
-H 'Authorization: Bearer GExRm6odmyvi4KkLLPQ6gkZl5Vwc' \
-H 'Content-Type: application/json' \
-H 'Postman-Token: cadecc27-5c16-46c0-bbcc-00b7f9fcd219' \
-H 'cache-control: no-cache' \
-H 'x-fapi-customer-ip-address: 104.25.212.99' \
-H 'x-fapi-auth-date' : Sun, 10 Sep 2017 19:43:31 UTC' \
-H 'x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e' \
-H 'x-idempotency-key: FRESCO.21302.GFX.20' \
-H 'x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==' \
-d '
'{
"Data": {
"ConsentId": "5db8c3ee-e5d6-4b1c-8362-5d59ff57311d",
"Initiation": {
"InstructionIdentification": "ACME412",
"RequestedExecutionDateTime": "2026-06-20T00:00:00+00:00",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"InstructedAmount": {
"Amount": "700",
"Currency": "EUR"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "IE37IRCE92050112345679",
"Name": "ACMEInc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "GB"
},
"UltimateDebtor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "UltimateDebtor",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "UK"
}
},
"UltimateCreditor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "UltimateCreditor",
"LEI": "60450004FECVJV7YN339",
"PostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "UK"
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "CG",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Information": [
"Reginfo1",
"Reginfo2"
],
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
}
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "CINV",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "TaxRemittancerelatedinformation",
"AdditionalRemittanceInformation": [
"Freetextforadditionalinformation"
]
}
],
"Unstructured": [
"Internalopscode5120101"
]
}
}
},
"Risk": {
"ContractPresentIndicator": false,
"BeneficiaryPrepopulatedIndicator": false,
"PaymentPurposeCode": "BOCE",
"CategoryPurposeCode": "CASH",
"BeneficiaryAccountType": "Business",
"MerchantCategoryCode": "7300",
"MerchantCustomerIdentification": "053598653254",
"DeliveryAddress": {
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CareOf": "Ms Jane Smith",
"CountrySubDivision": "England",
"Country": "GB"
}
}
}POST response: Domestic scheduled payments
x-jws-signature: eyJiNjQiOmZhbHNlLCJodHRwOlwvXC9vcGVuYmFua2luZy5vcmcudWtcL2lhdCI6MTU0MzU1ODcxNywiY3JpdCI6WyJiNjQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pYXQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiXSwia2lkIjoieGwxNkJEeHc1N0pOLTNQdHZybXlBLXpXVGdNIiwiY3R5IjoiYXBwbGljYXRpb25cL2pzb24iLCJ0eXAiOiJKT1NFIiwiaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiOiJDTj02ZGkyRGU4OHM4RDJ6VlhneXhtMGIyLE9VPVRlc3QgUEtJLE89T3BlbiBCYW5raW5nIExpbWl0ZWQsQz1HQiIsImFsZyI6IlJTMjU2In0..KLhgqQrAcYMugeVzd5-hFHwY40dmVpqwbt658alSHYTWi80JxiZXt5yiIHNMSJuO6eOKBXCjfl23FHtXkt-qSomv--r1orvYQGAV50Hux0zwNQT0FN7Lo43HjpuocWNKNbHF9asyz3z7D7spUFnBQm0zlmRRGqa3iOzWtCtpB7X9A58aBb1LLhNOk8KhMvF09SBh_5R1LSnqJB-vNlcBXInUDJFsiIsZxyUhU33Lsc7eW5mOdzwHPAiJnqzTlwzlJ689o4ZzYX0m7GL6QUl1pGIbZxFbESwgecN_QR5LN8pUZJ9Av9b8WJdz6M9aCOVVN6ZzRI82A-24o2lHNS20wg
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e
Content-Type: application/json
{
"Data": {
"ConsentId": "5db8c3ee-e5d6-4b1c-8362-5d59ff57311d",
"Initiation": {
"InstructionIdentification": "ACME412",
"RequestedExecutionDateTime": "2026-06-20T00:00:00+00:00",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"InstructedAmount": {
"Amount": "700",
"Currency": "EUR"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "IE37IRCE92050112345679",
"Name": "ACMEInc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "GB"
},
"UltimateDebtor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "UltimateDebtor",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "UK"
}
},
"UltimateCreditor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "UltimateCreditor",
"LEI": "60450004FECVJV7YN339",
"PostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "UK"
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "CG",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Information": [
"Reginfo1",
"Reginfo2"
],
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
}
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "CINV",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "TaxRemittancerelatedinformation",
"AdditionalRemittanceInformation": [
"Freetextforadditionalinformation"
]
}
],
"Unstructured": [
"Internalopscode5120101"
]
}
}
},
"Risk": {
"ContractPresentIndicator": false,
"BeneficiaryPrepopulatedIndicator": false,
"PaymentPurposeCode": "BOCE",
"CategoryPurposeCode": "CASH",
"BeneficiaryAccountType": "Business",
"MerchantCategoryCode": "7300",
"MerchantCustomerIdentification": "053598653254",
"DeliveryAddress": {
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CareOf": "Ms Jane Smith",
"CountrySubDivision": "England",
"Country": "GB"
}
}
}POST response: Domestic scheduled payments
x-jws-signature: eyJiNjQiOmZhbHNlLCJodHRwOlwvXC9vcGVuYmFua2luZy5vcmcudWtcL2lhdCI6MTU0MzU1ODcxNywiY3JpdCI6WyJiNjQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pYXQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiXSwia2lkIjoieGwxNkJEeHc1N0pOLTNQdHZybXlBLXpXVGdNIiwiY3R5IjoiYXBwbGljYXRpb25cL2pzb24iLCJ0eXAiOiJKT1NFIiwiaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiOiJDTj02ZGkyRGU4OHM4RDJ6VlhneXhtMGIyLE9VPVRlc3QgUEtJLE89T3BlbiBCYW5raW5nIExpbWl0ZWQsQz1HQiIsImFsZyI6IlJTMjU2In0..KLhgqQrAcYMugeVzd5-hFHwY40dmVpqwbt658alSHYTWi80JxiZXt5yiIHNMSJuO6eOKBXCjfl23FHtXkt-qSomv--r1orvYQGAV50Hux0zwNQT0FN7Lo43HjpuocWNKNbHF9asyz3z7D7spUFnBQm0zlmRRGqa3iOzWtCtpB7X9A58aBb1LLhNOk8KhMvF09SBh_5R1LSnqJB-vNlcBXInUDJFsiIsZxyUhU33Lsc7eW5mOdzwHPAiJnqzTlwzlJ689o4ZzYX0m7GL6QUl1pGIbZxFbESwgecN_QR5LN8pUZJ9Av9b8WJdz6M9aCOVVN6ZzRI82A-24o2lHNS20wg
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e
Content-Type: application/json
{
"Data": {
"DomesticScheduledPaymentId": "5969a6d1-9a2a-4863-92f0-508397edd787",
"ConsentId": "5db8c3ee-e5d6-4b1c-8362-5d59ff57311d",
"CreationDateTime": "2026-06-15T08:13:08+00:00",
"Status": "ACSP",
"StatusUpdateDateTime": "2026-06-15T08:13:09+00:00",
"ExpectedExecutionDateTime": "2026-06-16T08:13:08+00:00",
"ExpectedSettlementDateTime": "2026-06-17T08:13:08+00:00",
"Refund": {
"Account": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"RequestedExecutionDateTime": "2026-06-20T00:00:00+00:00",
"InstructedAmount": {
"Amount": "700",
"Currency": "EUR"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "IE37IRCE92050112345679",
"Name": "ACMEInc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"TownLocationName": "Bank",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"PostCode": "Z784TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat7",
"AcaciaLodge"
]
},
"UltimateCreditor": {
"Name": "UltimateCreditor",
"Identification": "2360549017905161589",
"LEI": "60450004FECVJV7YN339",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"TownLocationName": "Bank",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"PostCode": "Z784TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat7",
"AcaciaLodge"
]
}
},
"UltimateDebtor": {
"Name": "UltimateDebtor",
"Identification": "2360549017905161589",
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"TownLocationName": "Bank",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"PostCode": "Z784TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat7",
"AcaciaLodge"
]
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "CG",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
},
"Information": [
"Reginfo1",
"Reginfo2"
]
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "CINV",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "TaxRemittancerelatedinformation",
"AdditionalRemittanceInformation": [
"Freetextforadditionalinformation"
]
}
],
"Unstructured": [
"Internalopscode5120101"
]
}
},
"Debtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Links": {
"Self": "https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-scheduled-payments/5969a6d1-9a2a-4863-92f0-508397edd787"
},
"Meta": {}
}Domestic Scheduled Payments (CHAPS Payment) APIs
POST request: CHAPS Domestic scheduled payments
POST /domestic-scheduled-payments HTTP/1.1
curl -X POST \
https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-scheduled-payments\
-H 'Authorization: Bearer GExRm6odmyvi4KkLLPQ6gkZl5Vwc' \
-H 'Content-Type: application/json' \
-H 'Postman-Token: cadecc27-5c16-46c0-bbcc-00b7f9fcd219' \
-H 'cache-control: no-cache' \
-H 'x-fapi-customer-ip-address: 104.25.212.99' \
-H 'x-fapi-auth-date' : Sun, 10 Sep 2017 19:43:31 UTC' \
-H 'x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e' \
-H 'x-idempotency-key: FRESCO.21302.GFX.20' \
-H 'x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==' \
-d
' {
"Data": {
"ConsentId": "737ae8fc-f3cd-41b5-a5c6-bb58bffeeda8",
"Initiation": {
"InstructionIdentification": "ACME412",
"RequestedExecutionDateTime": "2026-06-20T00:00:00+00:00",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"LocalInstrument": "UK.OBIE.CHAPS",
"InstructedAmount": {
"Amount": "700.00",
"Currency": "GBP"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "08080021325698",
"Name": "ACMEInc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "GB"
},
"UltimateDebtor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "UltimateDebtor",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "UK"
}
},
"UltimateCreditor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "UltimateCreditor",
"LEI": "60450004FECVJV7YN339",
"PostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "UK"
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "CG",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Information": [
"Reginfo1",
"Reginfo2"
],
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
}
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "CINV",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "TaxRemittancerelatedinformation",
"AdditionalRemittanceInformation": [
"Freetextforadditionalinformation"
]
}
],
"Unstructured": [
"Internalopscode5120101"
]
}
}
},
"Risk": {
"ContractPresentIndicator": false,
"BeneficiaryPrepopulatedIndicator": false,
"PaymentPurposeCode": "BOCE",
"CategoryPurposeCode": "CASH",
"BeneficiaryAccountType": "Business",
"MerchantCategoryCode": "7300",
"MerchantCustomerIdentification": "053598653254",
"DeliveryAddress": {
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CareOf": "Ms Jane Smith",
"CountrySubDivision": "England",
"Country": "GB"
}
}
}POST response: CHAPS Domestic scheduled payments
x-jws-signature: eyJiNjQiOmZhbHNlLCJodHRwOlwvXC9vcGVuYmFua2luZy5vcmcudWtcL2lhdCI6MTU0MzU1ODcxNywiY3JpdCI6WyJiNjQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pYXQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiXSwia2lkIjoieGwxNkJEeHc1N0pOLTNQdHZybXlBLXpXVGdNIiwiY3R5IjoiYXBwbGljYXRpb25cL2pzb24iLCJ0eXAiOiJKT1NFIiwiaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiOiJDTj02ZGkyRGU4OHM4RDJ6VlhneXhtMGIyLE9VPVRlc3QgUEtJLE89T3BlbiBCYW5raW5nIExpbWl0ZWQsQz1HQiIsImFsZyI6IlJTMjU2In0..KLhgqQrAcYMugeVzd5-hFHwY40dmVpqwbt658alSHYTWi80JxiZXt5yiIHNMSJuO6eOKBXCjfl23FHtXkt-qSomv--r1orvYQGAV50Hux0zwNQT0FN7Lo43HjpuocWNKNbHF9asyz3z7D7spUFnBQm0zlmRRGqa3iOzWtCtpB7X9A58aBb1LLhNOk8KhMvF09SBh_5R1LSnqJB-vNlcBXInUDJFsiIsZxyUhU33Lsc7eW5mOdzwHPAiJnqzTlwzlJ689o4ZzYX0m7GL6QUl1pGIbZxFbESwgecN_QR5LN8pUZJ9Av9b8WJdz6M9aCOVVN6ZzRI82A-24o2lHNS20wg
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e
Content-Type: application/json
{
"Data": {
"DomesticScheduledPaymentId": "e67dabf9-c020-4b26-9396-df8eb7a0e0f4",
"ConsentId": "737ae8fc-f3cd-41b5-a5c6-bb58bffeeda8",
"CreationDateTime": "2026-06-15T08:34:07+00:00",
"Status": "ACSP",
"StatusUpdateDateTime": "2026-06-15T08:34:07+00:00",
"ExpectedExecutionDateTime": "2026-06-16T08:34:07+00:00",
"ExpectedSettlementDateTime": "2026-06-17T08:34:07+00:00",
"Refund": {
"Account": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"LocalInstrument": "UK.OBIE.CHAPS",
"RequestedExecutionDateTime": "2026-06-20T00:00:00+00:00",
"InstructedAmount": {
"Amount": "700.00",
"Currency": "GBP"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "08080021325698",
"Name": "ACMEInc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"TownLocationName": "Bank",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"PostCode": "Z784TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat7",
"AcaciaLodge"
]
},
"UltimateCreditor": {
"Name": "UltimateCreditor",
"Identification": "2360549017905161589",
"LEI": "60450004FECVJV7YN339",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"TownLocationName": "Bank",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"PostCode": "Z784TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat7",
"AcaciaLodge"
]
}
},
"UltimateDebtor": {
"Name": "UltimateDebtor",
"Identification": "2360549017905161589",
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"TownLocationName": "Bank",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"PostCode": "Z784TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat7",
"AcaciaLodge"
]
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "CG",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
},
"Information": [
"Reginfo1",
"Reginfo2"
]
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "CINV",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "TaxRemittancerelatedinformation",
"AdditionalRemittanceInformation": [
"Freetextforadditionalinformation"
]
}
],
"Unstructured": [
"Internalopscode5120101"
]
}
},
"Debtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Links": {
"Self": "https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-scheduled-payments/e67dabf9-c020-4b26-9396-df8eb7a0e0f4"
},
"Meta": {}
}Domestic Scheduled Payments (SDMT Payment) APIs
POST request: SDMT Domestic scheduled payments
POST /domestic-scheduled-payments HTTP/1.1
curl -X POST \
https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-scheduled-payments/
-H 'Authorization: Bearer GExRm6odmyvi4KkLLPQ6gkZl5Vwc' \
-H 'Content-Type: application/json' \
-H 'Postman-Token: cadecc27-5c16-46c0-bbcc-00b7f9fcd219' \
-H 'cache-control: no-cache' \
-H 'x-fapi-customer-ip-address: 104.25.212.99' \
-H 'x-fapi-auth-date' : Sun, 10 Sep 2017 19:43:31 UTC' \
-H 'x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e' \
-H 'x-idempotency-key: FRESCO.21302.GFX.20' \
-H 'x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==' \
-d '
' {
"Data": {
"ConsentId": "c13875df-186a-4b68-95c5-a854103526a0",
"Initiation": {
"InstructionIdentification": "ACME412",
"RequestedExecutionDateTime": "2026-06-20T00:00:00+00:00",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"LocalInstrument": "UK.OBIE.Target2",
"InstructedAmount": {
"Amount": "300.00",
"Currency": "EUR"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "IE37IRCE92050112345679",
"Name": "ACMEInc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "GB"
},
"UltimateDebtor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "UltimateDebtor",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "UK"
}
},
"UltimateCreditor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "UltimateCreditor",
"LEI": "60450004FECVJV7YN339",
"PostalAddress": {
"AddressLine": [
"Flat7",
"AcaciaLodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"PostCode": "Z784TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"CountrySubDivision": "England",
"Country": "UK"
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "CG",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Information": [
"Reginfo1",
"Reginfo2"
],
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
}
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "CINV",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "TaxRemittancerelatedinformation",
"AdditionalRemittanceInformation": [
"Freetextforadditionalinformation"
]
}
],
"Unstructured": [
"Internalopscode5120101"
]
}
}
},
"Risk": {
"ContractPresentIndicator": false,
"BeneficiaryPrepopulatedIndicator": false,
"PaymentPurposeCode": "BOCE",
"CategoryPurposeCode": "CASH",
"BeneficiaryAccountType": "Business",
"MerchantCategoryCode": "7300",
"MerchantCustomerIdentification": "053598653254",
"DeliveryAddress": {
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CareOf": "Ms Jane Smith",
"CountrySubDivision": "England",
"Country": "GB"
}
}
}POST response: SDMT Domestic scheduled payments
x-jws-signature: eyJiNjQiOmZhbHNlLCJodHRwOlwvXC9vcGVuYmFua2luZy5vcmcudWtcL2lhdCI6MTU0MzU1ODcxNywiY3JpdCI6WyJiNjQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pYXQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiXSwia2lkIjoieGwxNkJEeHc1N0pOLTNQdHZybXlBLXpXVGdNIiwiY3R5IjoiYXBwbGljYXRpb25cL2pzb24iLCJ0eXAiOiJKT1NFIiwiaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiOiJDTj02ZGkyRGU4OHM4RDJ6VlhneXhtMGIyLE9VPVRlc3QgUEtJLE89T3BlbiBCYW5raW5nIExpbWl0ZWQsQz1HQiIsImFsZyI6IlJTMjU2In0..KLhgqQrAcYMugeVzd5-hFHwY40dmVpqwbt658alSHYTWi80JxiZXt5yiIHNMSJuO6eOKBXCjfl23FHtXkt-qSomv--r1orvYQGAV50Hux0zwNQT0FN7Lo43HjpuocWNKNbHF9asyz3z7D7spUFnBQm0zlmRRGqa3iOzWtCtpB7X9A58aBb1LLhNOk8KhMvF09SBh_5R1LSnqJB-vNlcBXInUDJFsiIsZxyUhU33Lsc7eW5mOdzwHPAiJnqzTlwzlJ689o4ZzYX0m7GL6QUl1pGIbZxFbESwgecN_QR5LN8pUZJ9Av9b8WJdz6M9aCOVVN6ZzRI82A-24o2lHNS20wg
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e
Content-Type: application/json
{
"Data": {
"DomesticScheduledPaymentId": "f471f483-5bf9-4e64-b721-ef5ec1fa3770",
"ConsentId": "c13875df-186a-4b68-95c5-a854103526a0",
"CreationDateTime": "2026-06-15T09:34:04+00:00",
"Status": "ACSP",
"StatusUpdateDateTime": "2026-06-15T09:34:04+00:00",
"ExpectedExecutionDateTime": "2026-06-16T09:34:04+00:00",
"ExpectedSettlementDateTime": "2026-06-17T09:34:04+00:00",
"Refund": {
"Account": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Initiation": {
"InstructionIdentification": "ACME412",
"EndToEndIdentification": "FRESCO.21302.GFX.20",
"LocalInstrument": "UK.OBIE.Target2",
"RequestedExecutionDateTime": "2026-06-20T00:00:00+00:00",
"InstructedAmount": {
"Amount": "300.00",
"Currency": "EUR"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "IE37IRCE92050112345679",
"Name": "ACMEInc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"CreditorPostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"TownLocationName": "Bank",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"PostCode": "Z784TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat7",
"AcaciaLodge"
]
},
"UltimateCreditor": {
"Name": "UltimateCreditor",
"Identification": "2360549017905161589",
"LEI": "60450004FECVJV7YN339",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"TownLocationName": "Bank",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"PostCode": "Z784TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat7",
"AcaciaLodge"
]
}
},
"UltimateDebtor": {
"Name": "UltimateDebtor",
"Identification": "2360549017905161589",
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "BankStreet",
"BuildingNumber": "11",
"BuildingName": "TowerBridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "POBox123456",
"TownLocationName": "Bank",
"DistrictName": "GreaterLondon",
"CareOf": "MsJaneSmith",
"PostCode": "Z784TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "UK",
"AddressLine": [
"Flat7",
"AcaciaLodge"
]
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "CG",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
},
"Information": [
"Reginfo1",
"Reginfo2"
]
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "CINV",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "TaxRemittancerelatedinformation",
"AdditionalRemittanceInformation": [
"Freetextforadditionalinformation"
]
}
],
"Unstructured": [
"Internalopscode5120101"
]
}
},
"MultiAuthorisation": {
"Status": "AUTH"
},
"Debtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Grey Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Links": {
"Self": "https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-scheduled-payments/f471f483-5bf9-4e64-b721-ef5ec1fa3770"
},
"Meta": {}
}Domestic standing orders APIs
POST request: Domestic standing orders
POST /domestic-standing-orders HTTP/1.1
curl -X POST \
https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-standing-orders \
-H 'Authorization: Bearer GExRm6odmyvi4KkLLPQ6gkZl5Vwc' \
-H 'Content-Type: application/json' \
-H 'Postman-Token: cadecc27-5c16-46c0-bbcc-00b7f9fcd219' \
-H 'cache-control: no-cache' \
-H 'x-fapi-customer-ip-address: 104.25.212.99' \
-H 'x-fapi-auth-date' : Sun, 10 Sep 2017 19:43:31 UTC' \
-H 'x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e' \
-H 'x-idempotency-key: FRESCO.21302.GFX.20' \
-H 'x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==' \
-d '
{
"Data": {
"ConsentId": "1720aa32-439d-4340-b02e-a6f9a9b69423",
"Initiation": {
"FirstPaymentAmount": {
"Amount": "300",
"Currency": "GBP"
},
"RecurringPaymentAmount": {
"Amount": "7.00",
"Currency": "GBP"
},
"FinalPaymentAmount": {
"Amount": "7.00",
"Currency": "GBP"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "08080021325698",
"Name": "ACME Inc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"MandateRelatedInformation": {
"MandateIdentification": "SO-003538282",
"Classification": "FIXE",
"CategoryPurposeCode": "CASH",
"FirstPaymentDateTime": "2026-05-24T16:33:53.087Z",
"FinalPaymentDateTime": "2026-09-04T16:33:53.087Z",
"Frequency": {
"Type": "DAIL",
"CountPerPeriod": 1
},
"Reason": "Pocket Money"
},
"UltimateDebtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "2360549017905161589",
"Name": "Ultimate Debtor",
"LEI": "8200007YHFDMEODY1965",
"PostalAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
},
"UltimateCreditor": {
"SchemeName": "UK.OBIE.IBAN",
"Identification": "2360549017905161589",
"Name": "Ultimate Creditor",
"LEI": "60450004FECVJV7YN339",
"PostalAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456PO",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "string",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Information": [
"Reg info1"
],
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
}
}
]
}
],
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "DISP",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "Tax Remittance related information",
"AdditionalRemittanceInformation": [
"Free text for additional information"
]
}
],
"Unstructured": [
"Internal ops code 5120101"
]
}
}
},
"Risk": {
"PaymentContextCode": "EcommerceMerchantInitiatedPayment",
"ContractPresentIndicator": false,
"BeneficiaryPrepopulatedIndicator": false,
"PaymentPurposeCode": "RVPO",
"CategoryPurposeCode": "CASH",
"BeneficiaryAccountType": "Business",
"MerchantCategoryCode": "7300",
"MerchantCustomerIdentification": "053598653254",
"DeliveryAddress": {
"AddressType": "BIZZ",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
],
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingName": "Tower Bridges",
"BuildingNumber": "11",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"CareOf": "Jane Smith",
"PostBox": "PO Box 123456",
"PostCode": "Z78 4TY",
"TownLocationName": "Bank",
"TownName": "London",
"DistrictName": "Greater London",
"CountrySubDivision": "England",
"Country": "GB"
}
}
}POST response: Domestic standing orders
x-jws-signature: eyJiNjQiOmZhbHNlLCJodHRwOlwvXC9vcGVuYmFua2luZy5vcmcudWtcL2lhdCI6MTU0MzU1ODcxNywiY3JpdCI6WyJiNjQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pYXQsaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiXSwia2lkIjoieGwxNkJEeHc1N0pOLTNQdHZybXlBLXpXVGdNIiwiY3R5IjoiYXBwbGljYXRpb25cL2pzb24iLCJ0eXAiOiJKT1NFIiwiaHR0cDpcL1wvb3BlbmJhbmtpbmcub3JnLnVrXC9pc3MiOiJDTj02ZGkyRGU4OHM4RDJ6VlhneXhtMGIyLE9VPVRlc3QgUEtJLE89T3BlbiBCYW5raW5nIExpbWl0ZWQsQz1HQiIsImFsZyI6IlJTMjU2In0..KLhgqQrAcYMugeVzd5-hFHwY40dmVpqwbt658alSHYTWi80JxiZXt5yiIHNMSJuO6eOKBXCjfl23FHtXkt-qSomv--r1orvYQGAV50Hux0zwNQT0FN7Lo43HjpuocWNKNbHF9asyz3z7D7spUFnBQm0zlmRRGqa3iOzWtCtpB7X9A58aBb1LLhNOk8KhMvF09SBh_5R1LSnqJB-vNlcBXInUDJFsiIsZxyUhU33Lsc7eW5mOdzwHPAiJnqzTlwzlJ689o4ZzYX0m7GL6QUl1pGIbZxFbESwgecN_QR5LN8pUZJ9Av9b8WJdz6M9aCOVVN6ZzRI82A-24o2lHNS20wg
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460e
Content-Type: application/json
{
"Data": {
"DomesticStandingOrderId": "84035cd4-daa2-45d7-aa97-eb631fd2336a",
"ConsentId": "1720aa32-439d-4340-b02e-a6f9a9b69423",
"CreationDateTime": "2026-06-12T14:26:05+00:00",
"Status": "PDNG",
"StatusUpdateDateTime": "2026-06-12T14:26:05+00:00",
"StatusReason": [
{
"StatusReasonCode": "U031",
"StatusReasonDescription": "Payment order is pending"
}
],
"Refund": {
"Account": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Greg Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Initiation": {
"RemittanceInformation": {
"Structured": [
{
"ReferredDocumentInformation": [
{
"Code": "DISP",
"Issuer": "Issuer01",
"Number": "Number_01",
"RelatedDate": "2026-04-25T13:26:41.911Z",
"LineDetails": [
"LineDetail"
]
}
],
"ReferredDocumentAmount": 1,
"CreditorReferenceInformation": {
"Code": "DISP",
"Issuer": "Issuer01",
"Reference": "REF_26518"
},
"Invoicer": "INVR51856",
"Invoicee": "INVE5161856",
"TaxRemittance": "Tax Remittance related information",
"AdditionalRemittanceInformation": [
"Free text for additional information"
]
}
],
"Unstructured": [
"Internal ops code 5120101"
]
},
"FirstPaymentAmount": {
"Amount": "300",
"Currency": "GBP"
},
"RecurringPaymentAmount": {
"Amount": "7.00",
"Currency": "GBP"
},
"FinalPaymentAmount": {
"Amount": "7.00",
"Currency": "GBP"
},
"CreditorAccount": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "08080021325698",
"Name": "ACME Inc",
"SecondaryIdentification": "0002",
"Proxy": {
"Identification": "2360549017905188",
"Code": "TELE",
"Type": "Telephone"
}
},
"UltimateCreditor": {
"Name": "Ultimate Creditor",
"Identification": "2360549017905161589",
"LEI": "60450004FECVJV7YN339",
"SchemeName": "UK.OBIE.IBAN",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456PO",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"UltimateDebtor": {
"Name": "Ultimate Debtor",
"Identification": "2360549017905161589",
"LEI": "8200007YHFDMEODY1965",
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"PostalAddress": {
"AddressType": "BIZZ",
"Department": "Finance",
"SubDepartment": "Payroll",
"StreetName": "Bank Street",
"BuildingNumber": "11",
"BuildingName": "Tower Bridges",
"Floor": "6",
"UnitNumber": "UNIT591",
"Room": "844",
"PostBox": "PO Box 123456",
"TownLocationName": "Bank",
"DistrictName": "Greater London",
"CareOf": "Jane Smith",
"PostCode": "Z78 4TY",
"TownName": "London",
"CountrySubDivision": "England",
"Country": "GB",
"AddressLine": [
"Flat 7",
"Acacia Lodge"
]
}
},
"RegulatoryReporting": [
{
"DebitCreditReportingIndicator": "CRED",
"Authority": {
"Name": "string",
"CountryCode": "UG"
},
"Details": [
{
"Type": "CRED",
"Date": "2026-04-25T13:26:41.911Z",
"Country": "QG",
"Amount": {
"Amount": "4.68702",
"Currency": "EUR"
},
"Information": [
"Reg info1"
]
}
]
}
],
"MandateRelatedInformation": {
"MandateIdentification": "SO-003538282",
"Classification": "FIXE",
"CategoryPurposeCode": "CASH",
"FirstPaymentDateTime": "2026-05-24T16:33:53.087Z",
"FinalPaymentDateTime": "2026-09-04T16:33:53.087Z",
"Frequency": {
"Type": "DAIL",
"CountPerPeriod": 1
},
"Reason": "Pocket Money"
}
},
"Debtor": {
"SchemeName": "UK.OBIE.SortCodeAccountNumber",
"Identification": "90883965880313",
"Name": "Greg Chappel",
"SecondaryIdentification": "BIC92661819"
}
},
"Links": {
"Self": "https://api.boi-sandbox.apiboitest.com/1/api/open-banking/v4.0/pisp/domestic-standing-orders/84035cd4-daa2-45d7-aa97-eb631fd2336a"
},
"Meta": {}
}